Not All Physical Damage Policies Include Towing

When an owner operator calls 1st Guard for a physical damage quote, this question is often asked: 
Does your policy include towing? Well of course, why wouldn't it? But as we sit back and digest this question further it makes pefect sense why owner operators ask this question. Simply put, most physical damage policies available to the market do not provide adequate towing coverage. In fact the question at hand is further prompted because the owner operator likely got burned by a previous physical damage carrier that stuck the tow bill on them.

We will make it very clear: 1st Guard's physical damage policy does include towing and storage to the nearest repair facility. Additionally, our policy does not have a sublimit or cap to the amount of towing expense. Less the deductible, we'll pay the rest.

On the contrary, it is important to point out that many physical damage policies available to owner operators have a CAP or LIMIT to what they will pay towards towing expenses. Typically it is $5,000 to $7,000 or a % of the value of the vehicle. We've seen tow bills upwards of $20,000 - so if an owner operator had a physical damage policy that had a $5,000 cap on towing they would be stuck with a $15,000 tow bill - which could most definitely put them out of business!

It is our advice to review your physical damage policy when you get a chance to see what the towing coverage and/or limitations are. I don't know about you but I'd rather pay a little extra each month on my physical damage policy knowing that I had FULL coverage when I needed it.

After you check your policy, make sure to give us a call for a quote. Call 800-995-4827 or visit http://www.1stguard.com/.

You need to protect yourself and your truck. That's what it's all about.

Truck Insurer 1st Guard® Makes Donation to Trucker Charity



1st Guard's Donation Check to St. Christopher Fund



Venice, Florida – May 3rd, 2011 – 1st Guard Corporation, a leading truck insurer for leased owner operators, announced today they will present Knoxville, TN-based trucker charity, St. Christopher Trucker Development and Relief Fund, with a $2400 donation check. The money generated for this donation comes from 1st Guard’s customer Fuel Card+ referral program. Every time a trucker is referred to 1st Guard via a referral card they are entered into a monthly fuel card drawing and $25 (twenty-five dollars) is automatically donated to trucker charity for their call.

“We are thrilled to make this donation to such a wonderful charity in the trucking community,” stated 1st Guard’s Director of Marketing, Courtney Wilson. “We chose the St. Christopher Fund because they help truckers in financial hardship to get on their feet,” added Wilson. “This donation is a way for us to potentially help some of our own customers.”

1st Guard plans to donate monthly through the end of December 2011 to a trucker charity in conjunction with their customer referral program. “We’re happy with our first monthly donation amount considering we just kicked off the program the end of March,” remarked Chairman, Ed Campbell. “The word is spreading quickly within the owner operator grapevine and we hope each month we’re able to give back even more to a trucker charity,” concluded Campbell.