Towing Included in a First Guard Physical Damage Policy

Venice, FL – October 15, 2008 – Truck insurer First Guard Insurance Company offers a comprehensive physical damage policy for lease owner operators that includes all towing expenses incurred from a covered accident to the nearest repair facility. Additionally, First Guard has no limit or “cap” associated with towing expenses. “Increasingly, our competitors are placing limits on towing costs or charging extra premium for a towing endorsement,” stated Donna Fortuna, President of First Guard Insurance Company. “Unfortunately, by the time owner operators get around to reading the small print, they’re already looking at towing bills that can run thousands of dollars,” added Fortuna.

With a First Guard physical damage policy, lease owner operators do not have to worry about towing co-insurance costs once they meet their deductible. Ed Campbell III, Chairman of First Guard Insurance Company believes every consumer should review their insurance policies to find out exactly what is covered. “In today’s environment, it is extremely important to know what you are getting for your money At First Guard we offer excellent coverage at a cost-savings price for lease owner operators,” said Campbell.

First Guard Insurance Company Reports Record 3rd Quarter Earnings

Venice, FL – October 6, 2008 – First Guard Insurance Company, a specialty truck physical damage insurer for long haul truckers, announced record results for the third quarter ending September 30, 2008. Earnings exceeded last year’s record 3rd quarter by over 10%.

Ed Campbell, III, First Guard’s chairman said, “We continue to refine our underwriting and data mining techniques to good effect. We’re now achieving these outstanding underwriting results while concurrently leading the way in offering competitive insurance rates to truckers. Our direct writing formula has given us a tremendous cost and logistical advantage.”

“The trucking industry of course continues to face very challenging times as does the entire economy,” Campbell added. ‘While we have always emphasized underwriting profitability over growth, our investments in marketing and brand development have positioned us for expansion as well, particularly when the freight environment for truckers improves.”

On a related note, Campbell mentioned that First Guard Insurance Company has never owned any mortgaged backed securities and that its investment portfolio consists entirely of AAA and AA rated bonds.

First Guard Insurance Company Insures High Value Equipment

Venice, FL – October 1, 2008 – First Guard Insurance Company, one of the nation’s premiere physical damage truck insurance companies for commercial (Class 8) vehicles, now has the capability of underwriting and insuring high value tractors. A high value tractor is considered a tractor with a custom size sleeper over 100 inches. “We've modified out rating methodologies and reinsurance structure to accommodate high value tractor trailer combinations up to $300,000,” stated Ed Campbell III, Chairman of First Guard Insurance Company. “Unlike our competitors, we are a direct-writer for physical damage insurance. This enables us to cater to the growing need of insuring super size rigs and offering rates owner operators can feasibly afford,” added Campbell. “There are not many truck insurance companies out there that will insure tractors of such monetary value, and if they do, they’ll charge the owner operator an outrageous premium. At First Guard, we’re all about helping owner operators save money,” remarked Campbell.

First Guard offers fast, simple and hassle-free quotes over the phone or on the Internet. Call 866-FAST234 to speak with a customer service representative. Or, go online to http://www.fast234.com/. First Guard Insurance Company is currently the only truck specialty insurer in the country that does not market through independent insurance agents.